If you’re self-employed, you may require a specialist mortgage that takes into account your unique financial circumstances. Self-employed mortgages are designed to meet the specific needs of individuals who work for themselves, including sole traders, contractors, and freelancers.
At Mortgage Mentors, we understand that self-employed individuals have unique financial circumstances and requirements, which is why we offer a range of specialist mortgage products to meet your needs. Our advisors are experienced in dealing with self-employed clients and can provide expert guidance and support throughout the entire application process.
We work with a range of lenders who offer specialist self-employed mortgages, including mortgages based on your latest year’s earnings, averaging your last two or three years of earnings, or on projections for future income. Our advisors can help you to find the most suitable product for your needs, taking into account your income, business structure, and trading history.
Our advisors can also provide advice on the eligibility criteria and the application process for self-employed mortgages, as well as helping you to understand the additional costs involved in buying a property, such as stamp duty, solicitor fees, and moving costs.
At Mortgage Mentors, we believe that everyone deserves the opportunity to own their dream home, regardless of their employment status. Contact us today to see how we can help you secure the right mortgage deal available for self-employed individuals. Our advisors can guide you through the entire process, ensuring that you fully understand each step and that everything runs smoothly.
Your property may be repossessed if you do not keep up repayments on your mortgage.
