If you’re struggling to secure a mortgage due to a low income or poor credit history, a Joint Borrower Sole Proprietor (JBSP) or guarantor mortgage may be the solution. These specialist mortgage products allow you to apply for a mortgage with the help of a joint borrower or guarantor, who takes on some of the financial responsibility.
Our advisors are experienced in dealing with JBSP and guarantor mortgages and can provide expert guidance and support throughout the entire application process. We can help you to understand the eligibility criteria and the risks involved, and we can also help you to find some of the best deals available in the market.
With a JBSP mortgage, you can apply for a mortgage with a joint borrower, who takes on some of the financial responsibility. This can be useful if you have a low income or poor credit history, as it allows you to combine your income with that of the joint borrower.
With a guarantor mortgage, you can apply for a mortgage with the help of a guarantor, who provides additional security for the lender. This can be useful if you have a poor credit history or if you’re self-employed and have difficulty proving your income.
Our advisors can provide advice on which product suits your needs and help you to find the most suitable mortgage product for your individual circumstances. We work with a wide range of lenders and can help you to find the right deals available in the market.
At Mortgage Mentors, we believe that everyone deserves the opportunity to own their own home, which is why we offer a wide range of specialist mortgage products to suit your individual needs. Contact us today to see how we can help you secure the right mortgage deal available.
Your property may be repossessed if you do not keep up repayments on your mortgage.
